Money & bills
Quiet leaks in the monthly budget. 11 fixes across 4 categories.
Money & bills›Banking & saving
Check your UPI autopay mandates every few months, not just your bank statement
Autopay mandates hide in a menu you never open; they do not hide from your balance.
Free · 3 min—
Safety
Money & bills›Banking & saving
Add a nominee to every bank account you hold, not just the main one
Takes two minutes online; skips your family a legal ordeal later.
Free · 5 min—
Money & bills›Shopping
Search the store name plus "coupon code" before checking out
Ten seconds, and it works often enough to be worth doing every time.
Free · 1 min—
Money & bills›Tax & rent
Photograph every wall, fitting and meter on move-in day
The single best protection for your deposit.
Free · 25 min$482/once
Money & bills›Bills & recharge
Annual mobile recharge instead of monthly
A real saving, same plan — the cost is paying once a year instead of twelve.
Free · 10 min$8/yr
Money & bills›Banking & saving
Open a second savings account and name it after the goal
Out of sight from the main balance, so you stop dipping in.
Free · 20 min$289/yr
Money & bills›Tax & rent
Start the rent-receipt folder in April, not in March
Twelve minutes across the year instead of a panic in March.
Free · 60 minLess hassle
Money & bills›Shopping
Ask your kirana for the bulk rate on staples
Usually beats the app "deal" price on dal, rice, oil.
Free · 15 min₹9,600/yr
Money & bills›Bills & recharge
Run the heavy appliances outside peak-tariff hours
Same washing, lower slab.
Free · 5 min₹2,400/yr
Money & bills›Shopping
Leave it in the cart for 48 hours
Either the price drops or the wanting does.
Free · 0 min$181/yr
Money & bills›Banking & saving
Set your UPI daily limit to ₹2,000
Impulse spends need a deliberate override to go through.
Free · 5 min₹18,000/yr